Last updated 16 March 2026

How we make our money

If you’re here, you’re probably looking for a new car, and wondering how a leasing broker fits into the picture. It’s a fair question. After all, if another business sits between you and the car, how does that work in your favour?

This page explains how we make money, where it comes from, and why that structure exists, so you can make an informed decision.

Leasing – access over ownership

Leasing, in our view, is an underrated way to access a vehicle. 

It focuses on access rather than ownership, with no depreciation risk, no resale hassle, low capital outlay, and, for businesses, meaningful tax advantages.

Leasing lets more people drive a newer, better car than they might think they can afford — with total cost transparency throughout.

And that’s where we come in.

Our role and why it matters

Carparison is a vehicle leasing broker. We connect customers with finance providers and vehicle suppliers and guide you through the process of arranging a lease agreement.

But we're not just any broker. 

We know you also care about speed, transparency, choice, availability, and being able to speak to a human being. So, we've built our business around exactly that.

  • Carparison Exclusives: We buy vehicles in bulk or commit to volume sales with suppliers to secure deals and stock that aren’t available anywhere else
  • Broad, competitive panel of funders: We work with multiple lenders, creating competition that drives down rates and supports a wider range of credit profiles
  • Customer-first approach: You get a dedicated advisor and can speak to a human in less than 30 seconds* throughout the process. And we don’t vanish as soon as you get your keys. We’re here to support you for the life of your lease

We are a credit broker, not a lender, and we don't provide independent or whole-of-market advice. Our goal is to make leasing easy, transparent, and genuinely personable.

*Based on average weight times on our sales and customer service lines in 2025.

How we are paid

We don't earn anything until you've placed an order. Whether that's on a finance contract or a subsidiary product, our income is directly tied to your decision to proceed.

If something isn't right, or if your credit application is unsuccessful, you won't be charged.

We may receive income from several sources when a lease is arranged. Not every source applies to every order. The main sources are:

  • Arrangement fee: A one-off fee payable at the point of order. This covers sourcing your vehicle, arranging the order with the supplying dealer, and supporting you through the vehicle ordering and finance application process. The arrangement fee is separate from your finance agreement with the lender.

 

  • Cancellation, rejection and amendment fees: Cancellation, rejection and amendment charges may also apply where initiated by you. All applicable charges are disclosed on your order form and in our cancellation policy.

 

  • Commission from finance providers: Lenders pay us a commission for introducing the agreement. This is always included in the figures you see and affects the total amount payable over the duration of your agreement. The confirmed commission amount will be disclosed on your order form, which is the earliest point at which all details are finalised. You have the right to ask us to disclose the amount of commission we receive from the finance provider at any time. To proceed with your order, you will be asked to acknowledge and consent to our receipt of commission.

 

  • Funder support: In some cases, lenders provide an additional fee to Carparison, which may be fixed or volume-based. Where applicable, this is reflected in the commission value disclosed to you. Retrospective adjustments will not affect the financial figures quoted to you or the terms of your finance agreement.

 

  • Additional income: We may receive a fee from the supplying dealership, manufacturer, or subsidiary supplier. This is always standardised and never variable per individual transaction. In some cases, we may resell vehicle stock at a price above our purchase cost.

At Carparison, we calculate fees based on the total work, risks, and costs involved in arranging your specific lease deal, including our commission. Where possible, simpler deals attract a lower fee, while more complex deals are priced accordingly. But your exact fee is always shown upfront. 

No surprises.

Income streams can change. This information is accurate at the time of publication but is subject to change.

What this means for you 

  • The price you see already includes any funder commission we receive
  • We don’t add commission later or charge hidden fees
  • Deals are ranked by overall value - the lowest monthly cost compared to the vehicle’s new price - not by how much commission we earn
  • Many customers compare our deals with quotes from dealerships or other brokers before ordering - and we encourage that

Why Carparison can offer better deals

We leverage our relationships, buying power, and operational expertise to create deals others can’t:

  • Exclusive stock: By committing to volume sales with suppliers, we secure vehicles before they reach general availability
  • Bulk purchasing: Buying in volume allows lower unit prices, which helps us pass savings to you
  • Funder relationships: Our diverse panel of lenders gives you access to a wider catalogue of vehicles and pricing, while creating competition that helps drive down rates
  • Expertise and speed: Our team collectively brings hundreds of years of experience in luxury and mainstream leasing, dealerships, and fleet management

Better stock, better prices, better service: that’s the Carparison difference.

In short

  • We charge a one-off arrangement fee when you place an order
  • The finance provider usually pays us commission, which is already included in your monthly price
  • Carparison exclusives, bulk stock purchasing, and deep industry relationships allow us to offer deals and vehicles you won't see elsewhere