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What credit score is needed to lease a car?

In order to lease a car (or any vehicle for that matter), you will need good or excellent credit history.

Now, your credit score will vary based on which reference agency you’re choosing to check your score with in order to acquire a rating but they ultimately mean the same thing.

With an agency such as Experian, a ‘good’ score would be considered anywhere between 881 and 960, and anything more than 960 being considered ‘excellent’. With Equifax, scores of 670 to 739 are considered good with 740 to 799 considered very good, then those that are 800 plus are considered excellent. Lastly, with Transunion a score of 604 to 627 is good with 628 to 710 considered excellent.

These ratings, amongst other factors, show funders that they can rely on you to make the car payments throughout the agreement. Do you know what your current credit score is? It’s a good idea to check your credit report to find out before applying, and work towards improving your score if it is low.  

There are many places you can check your creidt score for free, including directly with experian.

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