Debating between leasing a car or buying a car?
With a car being your second biggest financial commitment, you want to make sure you've got the best deal possible
We live in a world where there are a multitude of ways and means to get your hands on the things you need to live a comfortable life.
Ownership of anything - phone, laptop, washing machine - is becoming less of a dealbreaker, with many people opting for finance deals to get the latest products for a monthly payment that suits their budget.
Getting behind the wheel of a brand-new car is no different.
There are many ways you can get your dream car for a price that doesn't give you nightmares - but it can be a hassle working out which finance product is the right one for you.
We've broken down the difference between two of the most popular finance options - Personal Contract Hire (PCH) and Personal Contract Purchase (PCP) - so that you can get the best deal for the best car.
Despite their similar-sounding names, PCH and PCP are two different beasts.
PCH, or car leasing, works much more like renting a house, while PCP delays the bulk of the payment for the car until the end of the contract.
But which one is right for you?